I have Jeevan Saral Policy, year of commencement is 2012. I have paid 4 premiums till date and the premium is 12010. paid yearly. Policy term: 20 years. I do not want to continue with this policy but I do not want to incur huge loss in case I decide to surrender it now.

I read somewhere that I can discontinue premium payment after 3rd premium payment and policy will still be in force…

Can you please guide me what amount would I be getting in both the cases?
1. Discontinue premium payment after 4th premium
2. Surrendering the policy after 4th premium

What would you advise?

Thanks in advance!

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